As of 2025, the United Arab Emirates (UAE) boasts a robust car insurance market, featuring a diverse array of providers that cater to the unique needs of its residents. Selecting the right car insurance company is crucial for ensuring comprehensive coverage, exceptional customer service, and efficient claims processing. Below is an in-depth look at the top 10 car insurance companies in the UAE:
Sukoon Insurance
Formerly known as Oman Insurance Company, Sukoon Insurance has established itself as a leading provider in the UAE’s car insurance sector. With a presence across all emirates and operations extending to Oman and Qatar, Sukoon offers a range of insurance products, including comprehensive and third-party car insurance plans. Their policies are designed to provide extensive coverage options, ensuring that clients receive tailored solutions to meet their specific needs. The company’s commitment to customer satisfaction is evident through its wide network of branches and a user-friendly online platform that facilitates easy policy management and claims processing.
Watania Takaful
Watania Takaful, previously operating as Noor Takaful, is renowned for offering Sharia-compliant insurance solutions in the UAE. Their car insurance products encompass both comprehensive and third-party liability coverage, with additional benefits such as roadside assistance, agency repairs, and personal accident cover. Watania Takaful’s dedication to innovation and customer-centric services has solidified its reputation as a trusted insurer, providing flexible payment options and a seamless claims process to enhance the overall customer experience.
Salama Islamic Arab Insurance Company
Established in 1979, Salama is one of the oldest and most respected Takaful insurance providers in the UAE. Specializing in Sharia-compliant insurance products, Salama offers comprehensive car insurance plans that include coverage for accidental damage, theft, fire, and third-party liabilities. Policyholders benefit from services such as 24/7 roadside assistance, personal accident coverage, and access to a vast network of approved garages for repairs. Salama’s emphasis on ethical practices and customer satisfaction has earned it a loyal clientele.
GIG Gulf Insurance
Formerly operating as AXA Insurance, GIG Gulf has been a prominent player in the Gulf insurance market for over six decades. In the UAE, GIG Gulf provides a variety of car insurance options, including comprehensive and third-party liability policies. Their comprehensive plans offer extensive coverage, encompassing accidental damage, theft, natural disasters, and personal accident benefits. Additional features such as agency repairs, off-road coverage, and 24-hour accident recovery services underscore their commitment to delivering premium services to their clients.
Al Sagr National Insurance Company
Founded in 1979, Al Sagr National Insurance Company is a public shareholding entity that has made significant strides in the UAE’s insurance landscape. The company offers both comprehensive and third-party car insurance policies, with benefits including agency repairs, personal accident coverage, and roadside assistance. Al Sagr’s focus on providing value-added services and maintaining a customer-first approach has reinforced its standing as a reliable insurance provider.
Orient Insurance
A subsidiary of the Al-Futtaim Group, Orient Insurance commenced operations in 1982 and has since become a cornerstone of the UAE’s insurance industry. Orient offers a spectrum of car insurance products, from basic third-party liability to comprehensive coverage plans. Their policies are distinguished by features such as personal accident benefits, off-road coverage, and a straightforward claims process, all designed to provide policyholders with peace of mind and financial security.
Adamjee Insurance
Established in 1960, Adamjee Insurance has expanded its footprint beyond Pakistan to serve the UAE market effectively. The company provides both comprehensive and third-party car insurance policies, with coverage options that include accidental damage, theft, fire, and third-party liabilities. Adamjee is recognized for its efficient claims processing and customer-oriented services, ensuring that policyholders receive prompt assistance and support when needed.
Abu Dhabi National Insurance Company (ADNIC)
Since its inception in 1972, ADNIC has been a pillar in the UAE’s insurance sector. Offering a range of car insurance products, ADNIC’s policies are tailored to meet diverse customer requirements, providing coverage for accidental damage, third-party liability, and additional benefits such as roadside assistance and personal accident cover. The company’s strong financial stability and commitment to innovation have made it a preferred choice among motorists seeking reliable insurance solutions.
Dubai National Insurance & Reinsurance (DNIR)
Operating since 1992, DNIR is a public shareholding company that offers a variety of insurance products, including comprehensive and third-party car insurance. Their policies are designed to provide extensive coverage, with features such as agency repairs, personal accident benefits, and 24/7 roadside assistance. DNIR’s emphasis on customer satisfaction and efficient service delivery has solidified its reputation as a dependable insurer in the UAE market.
Oman Insurance Company
Established in 1975, Oman Insurance Company has grown to become one of the largest insurers in the region. They offer a comprehensive suite of car insurance products, including policies that cover accidental damage, theft, fire, and third-party liabilities. Additional benefits such as agency repairs, personal accident coverage, and roadside assistance are also available, ensuring that clients receive holistic protection and support. Oman Insurance’s dedication to excellence and customer-centric services has earned it numerous accolades and a strong market presence.